Back injuries on the job can affect you for the rest of your life. Your workers’ compensation needs to pay you enough to maintain your quality of life. However, it is not easy to give a standard answer on what your employer’s insurance will pay. This is because back injuries vary a great deal in their severity.
According to the Bureau of Labor Statistics, back injuries account for 20 percent of all workplace injuries. Continue reading to learn more about workers’ compensation for back injuries.
Can you return to work?
One major factor in determining your payment is whether you can return to work. If you have a well-paying construction job and face severe physical restrictions, your earning ability is severely limited. In Illinois, workers’ compensation payments take your previous wages into account. If you lose your construction job because you cannot return to work, you have a higher potential of receiving a larger payout.
How severe is the injury?
The injury itself will impact your compensation. Unfortunately, if you are in a lot of pain, this does not mean you will receive a larger payout. MRIs determine most workers’ compensation cases. If you feel pain but cannot provide any medical evidence for your injury, it will be harder to prove your case. Another factor is the treatment you received for your injury. Insurance companies will treat fused discs much more seriously than light physical therapy.
Your workplace back injury requires the proper treatment and legal representation to ensure you can still earn a living. Do not let your hard work go unrewarded. Reach out to an attorney and start working on your case immediately.